Business insurance in Webster, Amery and Osceola, WI

Posted on: September 26th, 2016

Business insurance and its different types

From the day a business person or an entrepreneur begins his business, automatically he is likely to expose himself to some form of risks. The fact is, even prior to the hiring of the first employee, any business will be at risk, thereby making it significant in having the right business insurance in place. Considering this we at Community Insurance offer a wide range of insurance covers for businesses of all sizes and types to protect them from different forms of dangers. The areas that we serve include the ins and outs of Cumberland, WI and Osceola WI.

Discover the different types of insurance covers to keep a business protected from all odds

  • Professional liability insurance- also called E&O (errors and omissions) insurance this plan will help in covering a business from negligence claims because of the harm which occurs from failure to perform or mistakes.
  • Property insurance- no matter a business leases or owns its spaces, having a property insurance indeed is a must. It will cover inventory, signage, equipment and furniture during fire, theft or storm. Mass destruction events such as earthquakes and floods generally are not covered under the standard property insurance policy.
  • Workers’ compensation insurance- after the first employee gets hired, the workers’ compensation insurance must be added to the business insurance policy. It will cover disability, medical treatment and death benefits if an employee gets hurt or dies because of his work in that business.
  • Business interruption insurance- during a catastrophic event or disaster, the operation of a business is likely to get interrupted. At this point, a business is likely to suffer due to lost income because of the inability of the staff to work, make sales calls or manufacture products. It is here where a business interruption insurance can help. It will help in compensating a business on account of its lost income at the time of such events

Apart from these we also offer home-based business insurance, product liability insurance and vehicle insurance as well. Speak to our experts to find out which insurance plan will best fit your business.


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