homeownersHome Insurance in Amery, Barron and Burnett County, Cumberland, Danbury, Luck, Osceola, Polk County, Siren, St Croix Falls, and Webster WI

Community Insurance has earned a reputation for going the extra mile when it comes to protecting homes.  Due to the variety of permanent residence and vacation homes in our area, we’ve become well versed in delivering solutions for both.  Equally important is our willingness to ensure you get everything you need with your homeowners policy.  It’s too late to discover that all policies are NOT created equal after a loss occurs.

Are you sure you’re covered?

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Most every homeowner’s insurance policy has specific limits for specific items.  Jewelry, fine art, cash and many other valuable personal belongings have very defined limits or are even excluded from being covered under the policy altogether.
Unfortunately, if an agent doesn’t take the time to ask, most homeowners assume that the policy they’ve purchased provides all the protection they need.  It’s only when a loss occurs that they discover they have inadequate coverage.
Community Insurance tailors a policy that addresses your individual needs, taking into account policy limits and recommending additional ‘riders’ or additional coverage to provide full protection in the event of a covered loss.  We don’t assume: we make sure you are adequately insured.


The #1 mistake that renters make is assuming the insurance carried by their landlord protects their personal belongings.  Here’s the truth: any insurance your landlord carries on the home or apartment you rent does NOT cover your personal belongings.  He or she doesn’t own them; therefore cannot insure them.  If you rent, talk to the professionals at Community Insurance about a renter’s policy that protects your personal belongings…and a whole lot more!
Since 1941, Community Insurance has served the home insurance needs of clients throughout Wisconsin.

Protecting your home… and your home-away-from-home


Those who own a vacation property in our area trust Community Insurance for comprehensive coverage that protects their property all year long.  Whether your primary residence is in a different city or out of state, the professionals at Community Insurance can handle all your property insurance needs, as well as any recreational vehicles such as boats, ATV’s, jet skis and other typical vacation items.

Our property insurance options include:

  • Homes-primary residence
  • Homes-vacation / seasonal residence
  • Rental property
  • Townhomes
  • Apartments
  • Condos
  • Mobile Homes
  • Vacant Homes
  • Homes under construction
  • Fire Policies
  • Umbrella
  • Flood
  • Earthquake
  • Jewelry, artwork, etc
  • Multi Policy Discounts are available
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