888-825-3144

Second-To-Die Policy in Milltown WI & Polk County WI

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Community Insurance knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Community Insurance gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Community Insurance to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

Community Insurance

74 Main St East

P.O. Box 70 Milltown, WI 54858

Main office: 715-825-3144
Toll free: 888-825-3144
Fax: 715-825-3399

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

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Testimonials

Robbyn goes the extra mile for clients. She is great with people and knows her business. She is a woman of capability and grace--qualities hard to find, especially in someone younger.
Mark P.
Absolutely loved Robbyn! She is intelligent and extremely helpful! She goes the distance for her clients and is as helpful as possible to ensure client satisfaction! One of the best agents to work with! She secured my decision while I shopped around 2 minutes after talking with her! Great on follow through and follow up!
JennaRae